What is an Umbrella Policy, and should I have one?

An Umbrella Policy provides “extra” liability coverage over and above your auto and home liability limits.  It’s a separate bucket of money with limits ranging from $1,000,000 to $5,000,000 depending on your individual needsIt protects you from a lawsuit brought...

A Note on Liquor Liability

As a restaurant owner one of the largest potential liability claims exposures you face is around Liquor Liability. Here are the key things you need to know. Who Needs Liquor Liability? Liquor Liability provides protection for you from lawsuits caused by the acts of a...