As a restaurant owner one of the largest potential liability claims exposures you face is around Liquor Liability. Here are the key things you need to know.

  • Who Needs Liquor Liability?
    • Liquor Liability provides protection for you from lawsuits caused by the acts of a patron of your restaurant.
  • Why Do I Need Liquor Liability?
    • If an intoxicated patron causes injury or property damage you will be liable.
  • Did You Know?
    • In most cases the claimants don’t even have to prove that you or your staff were negligent.
    • Liquor Liability is not automatically included so make sure you have added it to your policy.

See the below PDF for more information:

Risk Trends: Liquor Liability

Please give your FirstMark Insurance agent a call if you have any questions.